Greetings One and All,

Here’s hoping you have time this week to set aside the pressures of the 1/1s and have a family Thanksgiving. I tend to fall into a turkey coma after the meal only to wake up and want more. There are lessons to be learned at Thanksgiving like one I learned about tact several years ago when I referred to my Mother-in-Law’s (May her memory be a blessing) creamed baby onions as “goy food.” You either get that or you don’t.
Rate increases for this report range from zero to Markel’s 9.3% increase, with most in the 3% range. Of note are Old Republic’s 6.6% and Berkshire’s California is Co’s increase of 2.2%. As always our team is living at the CDI offices and we are updating rates within two days of filing.
We continue to update 2015 X-Mods as the Bureau release them and are sending Modwatch notices as they apply.

[BERKSHIRE HATHAWAY GROUP] California Insurance Company files a 2.2% rate increase effective January 1, 2015
California Insurance Company files to adopt proposed 1/1/15 WCIRB pure premiums

[NO GROUP] Federated Rural Electric Insurance Exchange files a 3.0% rate increase effective January 1, 2015
Federated Rural Electric Insurance Exchange files to adopt the proposed 1/1/15 WCIRB pure premiums

[HOUSTON INTERNATIONAL INSURANCE GROUP] Imperium Insurance Company files a 0.5% rate increase effective January 1, 2015
Imperium Insurance Company files to adopt the proposed 1/1/15 WCIRB pure premiums

[MARKEL CORPORATION GROUP] Markel Insurance Company files a 9.3% rate increase effective January 1, 2015
Markel Insurance Company files to adopt the proposed 1/1/15 WCIRB pure premiums, and revise its Class Deviations

[OLD REPUBLIC GROUP] Old Republic General Insurance Corporation files a 6.6% rate increase effective January 1, 2015
Old Republic General Insurance Corporation files to adopt the proposed 1/1/14 WCIRB pure premiums and increasing other rating factors.

[QBE INSURANCE GROUP] Praetorian Insurance Company files a 3.4% rate increase effective January 1, 2015
Praetorian Insurance Company files to adopt the proposed 1/1/15 WCIRB pure premiums

[QBE INSURANCE GROUP] QBE Insurance Corporation files a 3.4% rate increase effective January 1, 2015
QBE Insurance Corporation files to adopt the proposed 1/1/15 WCIRB pure premiums

[QBE INSURANCE GROUP] North Pointe Insurance Company files a 3.4% rate increase effective January 1, 2015
North Pointe Insurance Company files to adopt the proposed 1/1/15 WCIRB pure premiums

[QBE INSURANCE GROUP] Stonington Insurance Company files a 3.4% rate increase effective January 1, 2015
Stonington Insurance Company files to adopt the proposed 1/1/15 WCIRB pure premiums

[ICW GROUP] Insurance Company of the West files a 0.0% rate change effective January 1, 2015
Stonington Insurance Company files to adopt the proposed 1/1/15 WCIRB pure premiums and decreasing other factors.

[MUNICH RE GROUP] American Alternative Insurance Corporation files a 3.1% rate increase effective January 1, 2015
American Alternative Insurance Corporation files to adopt the proposed 1/1/15 WCIRB pure premiums and revises the territorial multiplier for the Los Angeles territory downward.

[MUNICH RE GROUP] American Family Home Insurance Company files a 5.6% rate increase effective January 1, 2015
American Family Home Insurance Company files to adopt the proposed 1/1/15 WCIRB pure premiums and revises the territorial multiplier for the Los Angeles territory downward.

[MUNICH RE GROUP] American Modern Home Insurance Company files a 1.4% rate increase effective January 1, 2015
American Modern Home Insurance Company files to adopt the proposed 1/1/15 WCIRB pure premiums and revises the territorial multiplier for the Los Angeles territory downward.